A New York car accident lawyer from Morelli Law can help you recover compensation for your injuries and losses. Our team has over 40 years of experience handling uninsured motorist cases like yours. A New York uninsured car accident lawyer from our firm can draw on their experience to obtain fair compensation for your medical expenses, property damage, and more.
Recovering Compensation After an Uninsured Car Accident
If you ask our New York personal injury lawyers, they’ll tell you that It is illegal to operate a vehicle without insurance in the Empire State. Drivers without insurance may face a citation, have their license revoked for up to a year, and face fines of up to $1,500. Unfortunately, many drivers on the road in New York still do not carry insurance.
There are many reasons people drive without insurance. It could be that they had insurance but forgot to renew their coverage, or they may simply be unable to afford coverage. They may also disregard the importance of carrying insurance and take the chance of having an accident.
If you’ve been in an accident with an uninsured driver, your path to compensation may be complicated. Typically, accident victims file a claim against the responsible driver’s insurance company. In this situation, that’s impossible, as the driver doesn’t have an insurance provider. Luckily, our uninsured car accident lawyers in New York can help you seek damages from:
Your Own Insurance Company
According to the New York State Department of Financial Service (DFS), drivers are required to carry both Personal Injury Protection (PIP) coverage and Uninsured Motorist coverage. If you have these types of coverage, they may compensate you for damages caused by an uninsured driver.
PIP is designed to pay for a certain amount of injury coverage, regardless of who is at fault for the accident. Uninsured Motorist coverage is designed to provide compensation for injuries and losses suffered in an accident caused by a driver who doesn’t have an auto insurance policy.
If you have one of these policies, an uninsured car accident attorney from New York can help you file a claim with your provider. Filing a strong claim can be difficult, especially if you’ve sustained injuries that are painful or make it difficult for you to complete daily tasks. That’s where our team can help. We’ll assist you in filing a robust claim so you can get the damages you’re owed.
The Uninsured Driver
If you do not have coverage on your own insurance policy for an accident with an uninsured motorist, or if your damages exceed the policy limits of your insurance coverage, you may be able to file a personal injury lawsuit against the at-fault driver.
At Morelli Law, our New York uninsured car accident attorneys have decades of experience handling these types of lawsuits. We can gather evidence, formulate legal arguments, and fight tirelessly in court to get the verdict you deserve.
Other Liable Parties
When we investigate your motor vehicle accident, we’ll determine if there are other liable parties, such as a negligent car mechanic or a municipality that left a hazard in the road that contributed to the accident. If we find that another party was partially responsible for the incident, we may pursue compensation from them as well.
Have You Been Injured In An Accident? Contact Morelli Law
877-751-9800Compensation Our New York Uninsured Car Accident Attorneys Can Pursue
A bad accident can leave you with painful injuries, financial setbacks, and a number of other challenges that are difficult to overcome without a fair settlement. Luckily, a New York uninsured car accident lawyer can pursue the following forms of financial compensation on your behalf:
- Your current and future medical costs
- Lost wages
- Reduced earning income
- Vehicle repair costs and other property damage expenses
- Pain and suffering
- Emotional distress and other non-economic damages
- Loss of enjoyment of life
- And more
These damages can help you cover your medical bills, repair your vehicle, and cope with any emotional distress or mental suffering you’re experiencing due to your collision. Whether you pursue damages via a PIP claim, an Uninsured Motorist claim, or a lawsuit, our team will stand by your side throughout the process and work hard to obtain maximum compensation.
Recover Wrongful Death Damages After an Uninsured Motorist Accident
If your loved one passed away in an accident caused by an uninsured driver, you may be able to recover a different set of damages in a wrongful death lawsuit. A New York wrongful death lawyer from our team can assess your case and determine if you have grounds for a suit.
If we determine that you’re eligible to seek compensation on behalf of your deceased loved one, we’ll fight relentlessly to get the financial support you need to make it through this difficult time. You can count on our attorneys to provide compassionate legal counsel and advocacy, so you have the space and time you need to process your loss.
Contact our New York Car Accidents Lawyers today
877-751-9800How a New York Uninsured Car Accident Lawyer Can Win Your Case
As you can see, there are many ways you can seek damages after an uninsured car wreck. However, filing a claim and negotiating a settlement can be difficult if you’re busy recovering from your injuries. To give yourself the compensation and time you need to make a full recovery, you’ll want to work with an uninsured car accident attorney from New York.
Here’s what our highly experienced team can do to help you get the most out of your personal injury claim:
- Answer your questions and provide legal advice
- Handle all communications, deadlines, and paperwork in your case
- Examine your insurance policy to determine if you’re eligible for bodily injury and vehicle damage compensation
- Investigate the accident scene and gather evidence
- Calculate your damages
- Hire accident reconstruction or medical experts to make statements in your defense
- Negotiate with insurance companies for a settlement offer
- Take your case to trial and prove that the negligent driver should be held liable
Once our personal injury attorneys have completed these steps, there’s an excellent chance that you’ll receive a settlement or court verdict that meets all of your post-accident needs. No matter how serious your injuries are or how complicated your accident was, we’ll work tirelessly to get the results you deserve.
Don’t Wait to Get Started on Your Accident Claim
If you’ve been hurt in an accident with an uninsured motorist, you might be hesitant to get started on your claim. After all, it’s important that you prioritize your health at a time like this. However, waiting too long to file a claim could stop you from getting the damages you’re owed. That’s because New York has a filing deadline that all personal injury plaintiffs must follow.
New York imposes a three-year statute of limitations on most personal injury lawsuits, per New York Civil Practice Law & Rules (CVP) §214. If you do not take action before this time limit runs out, you could be barred from recovering compensation via a lawsuit, even if you have strong proof of the responsible party’s liability.
Schedule a Free Consultation With a New York Uninsured Car Accident Lawyer
At Morelli Law, we understand how frustrating and uncertain the days, weeks, and months following an accident with an uninsured motorist can be. That’s why our law firm is here to give you peace of mind that, by working with us, you have the best chance possible at making a meaningful financial recovery.
Whether we pursue damages by filing a claim or taking a liable party to court, we’ll fight relentlessly to get the damages you need to move past this unfortunate time in your life. Contact us today to schedule a free consultation with an experienced New York uninsured car accident lawyer. They’ll meet with you to discuss your legal options and answer any questions you have.
Call or text 877-751-9800 or complete a Free Case Evaluation form
