When you get into an accident, do you know what to do next? The Morelli Law Firm does. The next steps you take after an accident can make all the difference for your eventual insurance claim and potential lawsuit.
If you want to get compensated for what happened after your accident, our car accident attorneys in Englewood will help you get a better deal. Don’t trust the lowball offers insurance companies will push on you first. Talk to us and we’ll work to get you the real value of your case.
How does New Jersey Car Insurance Work?
Auto insurance systems work under two main types: fault and no-fault. New Jersey is a state that offers a choice between the two systems. The basic minimum policy will contain no-fault insurance coverage. This means that if you wreck, you’ll go to your own insurance for compensation.
Without additional insurance, you’ll only have the right to sue the other party if you meet New Jersey’s serious injury standards, as defined in the New Jersey Revised Statutes. These are difficult to meet. However, if you purchase a standard auto insurance policy with an unlimited right to sue, you can seek compensation for all damages no matter how bad your injuries are.
It’s good to purchase this additional coverage because it also comes with uninsured and underinsured motorist coverage. We encourage you to investigate buying a standard collision policy in New Jersey because of all the benefits it gives you if you get in an accident.
How Do I Win My Car Accident Case?
To win a car accident case, we need to prove the other driver was involved in the crash and they bear more negligence than you did in the accident. Once negligence is proven and it’s linked to your injuries, the damages have to be calculated and divided according to fault.
New Jersey uses a modified comparative negligence law for adjusting compensation based on fault. As long as you are less than 50% at fault for your crash, you can collect damages. The amount of money you get will be reduced based on your percentage of fault. If you have over 50% of the fault, you cannot collect.
This rule is one reason it’s so important to hire a car accident attorney before you speak with an insurance company. The insurance company will seek ways to get you to admit you had something to do with your crash and reduce your compensation.
Englewood Car Accident Lawyer Near Me 877-751-9800
What Can I Do to Help My Car Accident Case?
It’s likely you’re reading this page after your accident happened. First, be sure you fulfilled all your legal obligations, like exchanging information and contacting the police to file an accident report. If you could get photos of the crash scene and your injuries, they will help in your case.
Next, even if you feel okay, get checked out by a doctor. Tell them you were in a car accident. They will check for hidden damage. Sometimes, injuries don’t appear for some time after a crash because of shock and adrenaline, but a doctor can catch them early. Follow all treatment plans your doctor gives you.
Then, contact a car accident attorney in Englewood for further advice. If an insurance company tries to reach you before this point, tell them you are getting examined and that you are going to speak with a lawyer. Do not volunteer any other information. Once you have a lawyer, direct all further communication from the insurance company to your lawyer and let them handle it.
Seek Further Advice From an Experienced Car Accident Lawyer in Englewood
Morelli Law Firm has been helping people with car accidents in New Jersey for years. Our reputation speaks for itself if you’ve read our testimonials and results pages. When insurance companies learn you’ve hired our firm, settlements often go up significantly because they know we mean business.
After you’ve seen a doctor, call us for a free, no-obligation consultation about your wreck. We will go over the evidence you have and assess your case along with your insurance policy. If we feel you have a good chance of helping you, we will make an offer of representation.
Even in your consultation, an Englewood car accident attorney can give you general advice to help your claim and explain any New Jersey accident laws that apply to your case. We can be reached via phone or by using our case evaluation form. We look forward to working with you.