If you suffered serious injuries in an Albany head-on crash, you may be able to hold the at-fault driver accountable in a fault-based claim or lawsuit. An Albany head-on collisions lawyer from Morelli Law Firm may be able to build a case and seek a payout on your behalf. We provide free collision evaluations and can tell you if we believe you qualify today.
Talk to a team member from Morelli Law Firm about your Albany, NY, accident, injuries, and prognosis today. We may be able to navigate the claims process and hold the at-fault driver responsible. Call (212) 751-9800 now to learn more.
Recoverable Damages in No-Fault and Fault-Based Claims
New York State has no-fault auto insurance coverage required of every driver. This centers on a Personal Injury Protection (PIP) policy that covers up to $50,000 of medical bills, limited lost income, and daily expenses related to the accident and recovery.
If the driver suffers serious injuries or is out of work for an extended period, they may qualify to file a fault-based liability claim. This type of claim holds the at-fault motorist responsible and seeks additional compensation for pain and suffering and other intangible losses. Accident victims may also recover additional losses for missed work, out-of-pocket expenses, and car repairs.
Attorneys may secure fault-based payouts outside of court through the insurance claims process. Occasionally, these cases do go to trial.
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Careless and Reckless Drivers Cause Head-On Collisions
Like other types of traffic accidents, there are laws in place to prevent head-on collisions. There are traffic signs and signals to coordinate intersections, heavy signage indicating one-way streets and divided highways, and clearly marked passing areas on two-lane roads. Still, head-on collisions occur.
Some ways this can happen include:
- A vehicle crosses over the centerline in front of oncoming traffic.
- A driver goes the wrong way on a one-way street.
- A motorist crosses over the median of a divided highway.
- A vehicle enters a parkway or interstate via the exit ramp.
- A driver ignores other traffic signs, signals, or ordinances.
In many cases, drivers who make these mistakes behind the wheel are distracted, intoxicated, or driving aggressively, as well.
Because of the forces involved in these accidents, they are often very dangerous to the occupants of all vehicles involved. New York’s no-fault laws allow victims with injuries defined as “serious” under New York Civil Insurance Laws (ISC) §5102(d) to pursue fault-based claims. These claims attempt to hold the careless or reckless driver accountable for their actions and recover additional damages.
You can learn more about the possibility of seeking compensation through a fault-based action by calling Morelli Law Firm today. Our team will examine your case and determine if you may qualify. Dial (212) 751-9800 now to speak with a team member.
Albany Head-On Collisions Lawyer Near Me877-751-9800
Meeting the Timeline Necessary for Financial Recovery
Whether you need to file your PIP claim or lawsuit in civil court, there are deadlines you will need to meet. You likely only have a few weeks to notify your insurance provider about your accident and should contact them as soon as you can. Then, there may be a deadline for submitting your medical bills, receipts, and other documents.
If you qualify to file a third-party claim against the at-fault driver, you might need to take the case to trial. Under New York Civil Practice Laws and Rules (CVP) §214, the deadline for taking legal action in a local civil court is generally three years from the day the accident occurred.
Our team understands that you need compensation as quickly as possible. Let us review your case as soon as your injuries are stable, and we may be able to begin our investigation, file your claim, and begin the process right away.
Morelli Law Firm Works with Injured Accident Victims in Albany
If you or a loved one suffered serious injuries resulting from a head-on impact, you could have long-term or lasting injuries. You could miss months at work or never be able to return to your previous career. Your ordeal could cost you thousands in expenses and losses, not to mention intangible damages. If these are worries you have, an Albany head-on collisions lawyer from Morelli Law Firm may be able to help.
We work with accident victims to help them understand their options and seek compensation under New York State law. This includes navigating every step of the process to ensure they have a strong case for a payout that holds the at-fault motorist adequately accountable for their actions. Morelli Law Firm gathers evidence to help prove:
- The severity of your injuries, the necessary treatment, your prognosis, and the related losses
- The cause of the accident and identity of the liable party
- The damages you sustained, including intangible losses
The team from Morelli Law Firm can answer your questions, explain more about this process, and review the details of your collision and injuries today. Our consultations are absolutely free for potential clients, but there is no obligation to sign on for representation today. Call (212) 751-9800 to learn more.
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Speak to a Morelli Law Firm Team Member for Free Today
If you suffered injuries in a car accident caused by someone else, an Albany head-on collisions lawyer from Morelli Law Firm can help you. Whether the best option for you is a no-fault claim or filing a liability insurance claim based on serious injuries depends on the specific facts of your case. Our team can assess your accident and injuries to determine if you qualify for pain and suffering and other additional damages through a fault-based claim.
You can discuss your accident today for free with a team member from Morelli Law Firm. Call (212) 751-9800 to get started. In addition to serving accident victims in Albany, we also represent clients in New York State up to Albany, New York City and Long Island, Philadelphia, and northern New Jersey.