After a ridesharing accident, victims may face long recoveries as well as large medical bills and other expenses. If you were hurt or lost a loved one in this type of accident, a Philadelphia ridesharing accident lawyer at Morelli Law Firm can help. Call us now at (212) 751-9800 to get started. Because we work on contingency, we will not charge you anything upfront.
What to Do After an Accident with a Rideshare Driver
You should report any accident to the local police and your insurance company. The police will come to the scene to take witness statements and write a report, which can be important if you need to file a claim with your insurance provider or seek financial compensation from the other driver.
You can also call a personal injury law firm that can advise you on what to say to the police. They can also collect time-sensitive evidence from the accident, such as photographs and video footage, if available. They can also take statements from witnesses.
Comparative Negligence in a Ridesharing Accident
Pennsylvania statute 42 Pa. C.S.A. § 7102 establishes the state’s comparative negligence policy, which considers the contribution of each driver to an accident. If you are involved in an accident with a rideshare driver, and you are partially at fault, you can still claim some of the cost of your damages.
The damages you can claim will be reduced in proportion to your contribution to the accident. For example, if you are 40% responsible for the accident because of your negligence, then you can claim only 60% of your damages.
The police and the insurance companies will investigate the car accident to find out who was at fault and determine the contribution of each driver. But you do not have to accept their findings. If the police or insurance investigation wrongly blames you for the accident, consider hiring a Philadelphia ridesharing accident lawyer. An attorney can conduct an independent investigation and dispute the findings of other investigations.
Philadelphia Ridesharing Accident Lawyer Near Me 877-751-9800
Insurance Issues After a Ridesharing Accident
Uber and Lyft drivers should be covered by either their personal car insurance or insurance provided by the rideshare service. Which provider will cover the damages from your accident depends on what the driver was doing at the time of the accident.
- If the driver had the application (app for short) off and was not driving for Lyft or Uber, their personal insurance will cover the damages.
- If the driver had the app on and was waiting for a ride request, both Lyft and Uber provide third-party liability insurance for personal injury and property damage.
- If the driver had the app on and was actively driving a passenger or on the way to pick someone up, both Lyft and Uber provide third-party auto liability insurance, uninsured or underinsured motorist bodily injury insurance, and comprehensive and collision insurance for the car.
Estimating Damages from a Ridesharing Accident
A lawyer can help you estimate the value of your damages after a ridesharing accident. Here are some of the expenses you may be able to claim:
- Vehicle repair costs: such as towing bills, mechanic bills, and auto body bills
- Vehicle replacement costs: if your car is totaled
- Medical expenses: such as emergency room visits, surgeries, hospitalizations, X-rays, prescription medication, and physical or occupational therapy
- Lost wages: during your recovery
- Future lost wages: if your injuries prevent you from returning to work
Your lawyer can collect evidence related to your claim, such as receipts and medical bills, to estimate your total damages. They can use your past income to estimate current and future lost wages.
For legal guidance after a Philadelphia ridesharing accident, call Morelli Law Firm today at (212) 751-9800. The sooner you call, the sooner we can get to work for you.
What a Philadelphia Ridesharing Lawyer Can Do for You
A Philadelphia ridesharing lawyer can assist you with all legal aspects of your case, not just investigating the accident and estimating the value of your damages. Your lawyer can also handle settlement negotiations and file a lawsuit if necessary.
Many insurance companies like to settle cases quickly. Even if the rideshare driver was at fault in your car accident, their insurance company might blame you to reduce how much they have to pay. They may pressure you to accept a lowball settlement to quickly end the case.
Remember, you do not have to speak to the rideshare driver or their insurance company or accept the insurer’s offer. Your lawyer can take over all phone calls, letters, or any other form of communication, including negotiating a settlement on your behalf.
Negotiating a settlement can be tricky, especially if you lack experience in this area. Your lawyer can help you determine the true value of your claim and advise you on whether to accept an offer from the insurance company. If we cannot negotiate a reasonable settlement, we can file a lawsuit on your behalf and represent you in court.
Pennsylvania Statute of Limitations in a Ridesharing Accident
Pennsylvania limits the time you have to recover compensation after a ridesharing accident. 42 Pa. C.S.A. § 5524 sets the statute of limitations at two years from the date of the accident. After two years have passed, you likely will lose the legal right to seek compensation.
Do not wait too long to pursue damages from the at-fault driver if you were injured or lost a loved one in a ridesharing accident in Philadelphia. Call Morelli Law Firm today at (212) 751-9800 for help with your case.