Dump trucks play a key role in the construction industry. While these vehicles are necessary in society, that does not mean they are without their downsides. Due to the massive size and weight of dump trucks, accidents involving these vehicles often damage any other vehicles involved.
If you suffered an injury in a collision with a dump truck, you will likely have a large stack of expensive bills to pay. Covering these costs can be incredibly challenging, especially if your injury prevents you from working. At the Morelli Law Firm, our North Bergen dump truck accident lawyers can help get you the money you need after a crash.
Who is to Blame for a Dump Truck Accident?
Determining fault after an accident is an essential first step on the road to recovering the compensation you need. Unfortunately, the process of proving fault for a dump truck accident is often challenging. The good news is that you do not have to worry about establishing fault after an accident alone.
When you hire a North Bergen dump truck accident attorney, they will immediately set to work investigating your case with a special focus on determining liability.
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Damages You Can Pursue Following a Dump Truck Accident in North Bergen
When you suffer severe injuries in a car accident with a dump truck in North Bergen, NJ, you will likely be able to pursue a wide range of damages from the liable party. The particular damages you will be eligible to cover will depend on the details of your case. All compensatory damages are labeled as either economic or non-economic damages.
Economic damages are all of the losses you incur that hurt you financially. They cover money you have to spend after an accident and income you cannot earn. Economic damages don’t only include the losses you are currently facing. You can also recover compensation for projected future losses.
Economic damages you will likely be eligible to recover following a dump truck accident include:
- Property damage
- Lost income
- Decreased earning ability
- Medical bills
- Future medical expenses
Non-economic damages are the category into which all other losses are grouped. The losses in this category tend to be diverse. However, a common trait is that they all tend to have a deeply personal impact on the lives of accident victims.
Because of this, you can often recover significant compensation for these losses. Non-economic damages you will likely be eligible to recover following a dump truck accident include:
- Mental anguish
- Emotional distress
- Lowered quality of life
- Permanent disability
- Loss of consortium
- Pain and suffering
To understand the full value of your claim, you must first determine which damages apply to your case. A small percentage of cases will qualify for punitive damages along with compensatory damages. An experienced dump truck accident attorney in North Bergen can help you identify if punitive damages are recoverable in your case.
Punitive damages are reserved for situations where the at-fault party acted in a manner deemed criminally negligent or performed an intentional act to cause harm to others.
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File Your Dump Truck Accident Lawsuit Before the Statute of Limitations Expires
When attempting to recover compensation for damages suffered in a dump truck accident through a lawsuit, it is vital that you pay attention to the length of time you have to submit your documents to the court. In New Jersey, personal injury victims have two years from the date of their accident to file a lawsuit against the liable party.
If you don’t file within this time frame, there is a strong chance that you will lose your right to pursue compensation from the at-fault party. However, even if the statute of limitations has passed, that does not necessarily mean you are out of luck. An exception may apply to your case, allowing you to file your lawsuit long after the standard two-year limit.
At the same time, you need to understand that an exception can also have the opposite effect. Rather than having two years to file, you may be further limited to a matter of months in some cases. Contact an experienced dump truck accident attorney soon after your accident to ensure that all deadlines are met.
The Insurance Company Is Not on Your Side
After an accident, it is critical that you know who you can trust. Insurance providers will often approach you before you even file a claim. They pretend that they are acting in a manner to offer you the assistance you need to get back on your feet. This action is in line with their successful ad campaigns portraying themselves as friendly neighbors ready to lend a hand.
Unfortunately, this leads to many accident victims putting their faith in insurance companies. This misplaced faith makes it easy for insurers to manipulate claimants into situations where they can deny or devalue the claims they receive. Insurance adjusters will use a variety of tricks to aid in this effort to protect the company’s bottom line.
The best way to ensure you don’t fall victim to these predatory practices is by hiring an experienced dump truck accident attorney. Taking this action will prevent the insurer from using the tactics they would normally employ against you. Instead, they will have to deal with your lawyer on a level playing field.
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Contact a Dump Truck Accident Lawyer in North Bergen Today
Following an accident, you should seek counsel from an attorney with a history of winning cases similar to yours. At the Morelli Law Firm, our team of dump truck accident attorneys in North Bergen, NJ, has been helping victims like you get fair compensation for years.
Reach out to us today by phone or through our online contact form and schedule a free case evaluation.