What Should I Do If I’m Injured in a Car Accident in New Jersey?

If you’re injured in a car accident in New Jersey, the steps you take immediately after the incident can significantly impact your ability to recover compensation. First, call 911 and ensure everyone’s safety, then follow the rest of the steps here.

Once you’re safe and have seen a doctor for your injuries, our Clifton car accident lawyers can advise you on how to proceed with your case.

Immediate Steps to Take After a Car Accident in New Jersey

Here’s what you need to do after you’ve suffered injuries after a car accident. You may be unable to do all these depending on how badly you were injured.

Ensure Safety and Call 911

Your first priority should be safety for yourself and all other victims in the crash. If possible, move to a safe area and call 911 immediately. This crucial step ensures that emergency services are alerted to the accident scene as quickly as possible.

When you call 911, police will be dispatched to help the injured, clear the roadway, and create an official crash report. This report is vital evidence for your potential claim, as it provides an objective account of the accident circumstances. 

Medical professionals can provide immediate first aid, which can be crucial even if you don’t think you’re seriously injured. Some injuries may not be immediately apparent, particularly those involving soft tissue or internal organs. 

Document the Accident Scene

While waiting for the police to arrive, gather as much information as possible about the accident. This documentation can be invaluable for your insurance claim or potential lawsuit. Start by taking photos of the accident scene, including vehicle damage, injuries, and the overall crash site. 

If a commercial vehicle was involved in the accident, photograph any company information visible on the vehicle. This can be important for identifying potentially liable parties beyond just the driver. 

Also, contact and insurance information must be collected from all parties involved in the accident. This includes names, phone numbers, addresses, and insurance policy details. Remember to gather contact information from any witnesses at the scene. 

Report the Accident to Your Insurance Company

New Jersey law requires you to report accidents to your insurance company promptly. Failing to do so could result in your insurer refusing to cover your claim. However, it’s important to be cautious when communicating with your insurance company to protect your interests.

When reporting the incident, stick to the facts. Provide basic information such as the accident’s date, time, location, and parties involved. Avoid speculating about fault or making statements that could be interpreted as admitting responsibility for the accident.

It’s generally advisable to avoid giving recorded statements to your insurance company without legal advice. These statements can be used against you later in the claims process. If your insurance company pressures you to provide a recorded statement, consider consulting with a car accident attorney first. 

The Importance of Prompt Legal Representation

The immediate steps to take after you get injured in a car accident in New Jersey will protect your health and gather information for your insurance claim. Consulting with an experienced car accident attorney as soon as possible can protect your rights and improve your chances of fair compensation. 

A car accident attorney can:

• Ensure you meet all legal deadlines, including the two-year statute of limitations for personal injury claims in New Jersey.
• Help you make an insurance claim through New Jersey’s no-fault insurance system.
• Identify all possible sources of compensation.
• Handle communications with insurance companies on your behalf.
• Gather and preserve crucial evidence to support your claim.
• Advise whether your case may be eligible for a lawsuit against the at-fault driver.

Understanding New Jersey’s No-Fault Insurance System

New Jersey operates under a no-fault insurance system, meaning your insurance company covers your medical expenses and lost wages, regardless of who caused the accident.

It also limits whether you can sue the at-fault driver for additional damages. However, if you have traditional insurance or your injuries meet certain thresholds, you may be able to pursue a claim against the at-fault driver.

Injuries that meet the state’s “serious injury” threshold include:

• Dismemberment
• Significant disfigurement or scarring
• Displaced fractures
• Loss of a fetus
• Permanent injury
• Death

How Morelli Law Firm Can Help if You’re Injured

At Morelli Law Firm, we have a proven track record of securing substantial compensation for people injured in car accidents in New Jersey. We have recovered over $1 billion for our clients since 1998. Our approach includes:

• Conducting thorough investigations of accident scenes
• Working with medical experts to fully understand the extent of your injuries
• Negotiating aggressively with insurance companies
• Preparing every case as if it will go to trial, ensuring we’re ready for any outcome

Seek Help After You’ve Been Injured in a Car Accident in New Jersey

If you’ve been injured in a car accident in New Jersey, here’s what to do. Contact Morelli Law Firm today. We’re here to champion your rights, guide you through the legal process, and fight for the justice and compensation you deserve.