Rideshare services are convenient transportation options for many New York residents. However, with so many rideshare drivers on the road, one of these drivers could cause an accident that could injure you. If this happened to you, a Mount Vernon rideshare accident lawyer with Morelli Law Firm is ready to hear about your accident and offer you the professional legal representation you deserve.
Our legal team will help you seek the financial recovery that could help you recover from the accident. You should not have to pay out of your pocket when another driver is responsible for your injuries. We will review your legal options with you during a free consultation today.
How do I Know If I Have a Rideshare Accident Liability Claim?
Our Mount Vernon personal injury attorneys frequently hear from victims who suffer injuries because of another party’s negligence, including accidents involving rideshare drivers for either Lyft or Uber. To bring a claim, we must show the rideshare driver made an error that led to the crash that caused your injuries.
During your no-obligation, free consultation, we will help you understand the requirements for filing a claim after an accident where a rideshare driver is at fault. We will provide advice on how we think you should proceed, but the final decision in the case always belongs to you.
Recoverable Compensation in a Mount Vernon, N.Y., Rideshare Accident
Our rideshare crash attorney in Mount Vernon will seek financial compensation for a wide range of items, including:
You could receive compensation for these items when you have emergency care costs after the crash and ongoing care costs. For example, if you ride to the hospital in an ambulance after the crash, we will seek compensation for these bills.
Some people in a rideshare accident may need ongoing care because of a life-altering injury. We will help you estimate the future medical care costs you may have so that we can request the proper amount.
Inability to Work
If you must miss time at work to recover from your crash injuries, you have the right to seek reimbursement for the wages you could not earn. Whether you miss a week of work or can never work again because of serious injuries, we can help you seek the compensation that can help you pay your household bills.
Pain and Suffering
If you are facing ongoing pain, emotional trauma, and reduced quality of life because of your injuries, you can receive a financial judgment that can compensate you for this situation.
We understand that money alone might not help you return to the life you had before the crash. But winning a financial judgment with the help of our Mount Vernon rideshare crash lawyers can at least help to ease some of the financial concerns you may have going forward as you recover.
Mount Vernon Rideshare Accident Lawyer Near Me 877-751-9800
Rideshare Accident Cases in New York Can Be Tricky
If a rideshare driver hits you and causes injuries, the insurance company liable for your bills may be challenging to pin down. Insurance companies will try to avoid paying any claims, so they may tell you a different insurance company is liable.
A rideshare accident attorney with our firm can determine who is liable for your damages. Once we make this determination, we can begin fighting for your financial recovery.
Uber and Lyft’s Insurance Minimum Coverage Rules
Uber and Lyft rideshare services both provide similar insurance coverage for their drivers. They also have similar auto insurance coverage requirements for their drivers to carry on their own.
In New York, rideshare drivers must have at least the minimum amount of auto insurance coverage that the New York State Department of Financial Services requires.
Determining Which Insurance Policy is in Play
Uber insurance rules and Lyft insurance rules both have a similar set of requirements to follow when determining which insurance policy would take effect after your crash.
- Inactive app: If the driver does not have the rideshare app active and causes an accident, the driver’s auto insurance policy takes effect. Even if the driver tries to claim they were actively working, Lyft and Uber will not accept any responsibility for the crash when the app is inactive.
- Waiting for a ride request: If the app is active and the driver is waiting for a ride request, the driver’s policy is the starting point for your claim. If your injuries require a larger payout than the driver’s policy offers, the rideshare company’s insurance will also contribute to the payout.
- Providing a ride: If the driver activates the app and drives to pick up someone or has a ride in progress, the third-party insurance policy for Uber or Lyft will take over the entire share of the liability in the crash. The driver’s insurance policy will not play any role in the payout.
We Will Cut Through the Red Tape in the Case
When you are trying to represent yourself in your injury accident claim against the rideshare company, the insurance company may not take your case as seriously as you think it should. It may be difficult for you to obtain the rideshare driver’s status records. The insurer may stall, hoping you will tire of waiting and settle for less than you should.
With our team on your side, we know how to counteract the stalling techniques insurers use. We will demand they take your case seriously and continue to move toward offering you the settlement you deserve.
Morelli Law Firm does Not Back Down From Tough Cases
Rideshare accidents can be challenging to litigate, but Morelli Law Firm will give you the professional representation you deserve as we fight for your financial recovery. We do not let insurance companies bully us, and we will take your case to court if necessary.
To learn more about how our Mount Vernon rideshare accident lawyer can help you, call us at (212) 751-9800 today for a free consultation.