What Happens if I Am Injured in a Rideshare Accident in Pennsylvania?

If you are injured in a rideshare accident in Pennsylvania, several things can happen depending on the circumstances. First, you should seek medical attention for your injuries. Afterward, you may be able to file a claim with an insurer for compensation once you know who was at fault. 

The rideshare company’s insurance may cover your injuries if the driver was signed in to the company’s app during the accident. This coverage can apply whether you were a passenger in the rideshare vehicle, the driver of another vehicle, or a pedestrian.

Our Philadelphia rideshare accident lawyers can explain what happens if you are injured in a rideshare accident in Pennsylvania during a free consultation.

Understanding Why Rideshare Crashes Can Be Complex Cases

Rideshare accidents are more complicated than regular car accidents because they involve more people and insurance policies. In a typical accident, the driver’s insurance usually covers the damages. But in a rideshare crash, it depends on whether the driver was working at the time.

If the driver was logged into the rideshare app or had a passenger, the rideshare company’s insurance might cover the accident. You may also have to file a claim with the driver’s auto insurance, your insurance, or the insurance of other people involved in the crash. 

Determining which insurance applies can be challenging, which is why rideshare accidents often take more time to sort out. Our Philadelphia car accident lawyer handling your case can work to identify who’s responsible for your compensation.

How Coverage Works in Pennsylvania Rideshare Accidents

In Pennsylvania, rideshare insurance coverage changes depending on whether the driver was using the rideshare app and what phase of the ride they were in when the accident occurred. 

Generally, this is how it works:

• Driver not signed in to the app: If the driver wasn’t using the rideshare app when the accident happened, their personal auto insurance is responsible for covering any damages.
• Driver signed in but no passenger: When the driver has signed in and is connected to the app but hasn’t picked up a passenger, the rideshare company may provide limited insurance coverage. This includes liability coverage for injuries and property damage.
• Driver with a passenger: If the driver is transporting a passenger or on their way to pick up a rider, the rideshare company’s full insurance coverage usually applies. This can include liability coverage, uninsured/underinsured motorist coverage, and possibly more, depending on the situation.

Our lawyers will sort through the details so we can pursue the right claim for your injuries.

You Can Explore Your Legal Options After a Rideshare Accident

After a rideshare accident in Pennsylvania, you have the right to explore your legal options for compensation. Whether you were a passenger, another driver, or a pedestrian, you may be able to file a claim against the rideshare driver, another motorist, or the rideshare company’s insurance. 

Pennsylvania laws protect you by allowing you to recover damages related to your injury. In some cases, the rideshare company’s insurance can cover your damages, depending on whether the driver was working at the time. 

Time limits for filing a claim apply, so we encourage you to start as soon as possible. Our Philadelphia personal injury lawyers can explain your rights and the best way to pursue financial recovery.

How Our Lawyers Can Help You After a Rideshare Accident in PA

Navigating a rideshare accident claim can be difficult, but our experienced lawyers are here to guide you through the process. We can help by:

• Investigating the accident to establish what happened and identify who is at fault.
• Identifying which insurance policies apply and how to access coverage.
• Handling all talks and negotiation meetings with insurance companies.
• Collecting evidence like police reports, medical records, and witness statements.
• Filing a lawsuit if needed to seek fair compensation for your injuries.

Our team will manage the entire legal process for you and, if necessary, go to trial. We’ll work to protect your rights and pursue the best possible outcome for your case.

Available Damages in Pennsylvania Rideshare Crashes

If you are recovering from injuries from a rideshare collision, we can seek to recover a range of damages for you while you rest. These damages can help you get back on your feet after the accident by covering your financial and emotional losses. Recoverable damages may include:

• Medical bills: For hospital stays, doctor’s appointments, surgeries, lab tests, and any ongoing treatment
• Lost income: Compensation for time you could not work due to your injuries
• Pain and suffering: For the physical, mental, and emotional distress you experienced from the accident.
• Personal property damage: Expenses for fixing or replacing your vehicle or any other damaged property.
• Wrongful death damages: If your loved one suffered injuries, the liable party may owe your family compensation for funeral costs, lost financial support, and more. Our Philadelphia wrongful death lawyers can advise you on how to recover these losses.

We will review all your losses and determine how much compensation you can seek. Compensation amounts depend on the factors unique to each case, such as the severity of victims’ injuries, how much the crash affects one’s current and future recovery, and other factors.

Pennsylvania Limits Time Parties Can Sue for Damages 

You must take time to heal if you are injured in a rideshare accident in Pennsylvania. However, the clock is ticking on when you must file a lawsuit by the state’s statute of limitations deadline. 

In Pennsylvania, you typically have two years from the accident date to sue for damages under state law. We will file your case on time. The court will bar you from moving forward with your case if you miss the deadline.

What to Do After a Rideshare Accident

After a rideshare accident, you can take a few key steps to protect your health and your legal rights. Here’s what you should do:

• Call 911: Report the accident and ask for medical help if needed. Even if the accident is a fender bender in Pennsylvania, you should call the police to file a report.
• Get medical attention: Even if you feel fine, some injuries may not appear immediately. Getting prompt care right ensures your well-being and helps link the accident to any injuries you may have.
• Gather information: Collect contact and insurance details from the rideshare driver, other drivers, and any witnesses.
• Record the accident scene: Take photos of the vehicles, the accident scene, and any visible injuries.
• Report the accident: Contact the rideshare company to report the accident.
• Talk to our rideshare lawyers: We can help you understand your legal options and handle communication with insurance companies.

Taking these steps can help protect your claim and ensure you have the necessary evidence to seek compensation for your injuries.

If You Got Hurt in a Pennsylvania Rideshare Accident, Call Us

If you were injured in a rideshare accident in Pennsylvania, Morelli Law Firm will step in and handle your case. We have represented clients in a wide range of personal injury cases, including rideshare accidents, for more than 25 years.

We’ve recovered over $1 billion in compensation for injured clients, helping them get the financial support they need after serious accidents and losses. By working with us, you can focus on your recovery while we handle everything else.

Whether you were a rideshare passenger, driver, or another party involved, we will protect your rights and work for a favorable outcome. We can lead your case on a contingency basis, so you won’t have to pay us unless we win. Call us today for a free consultation.