Yes, you should call the police for a fender bender in New York State, regardless of how minor the accident may seem. This ensures proper documentation and compliance with state laws. Many drivers across New York might be tempted to handle these situations without police involvement.
New York State’s traffic laws and insurance regulations make it crucial to properly document all accidents, regardless of their severity. If you need assistance after a fender bender in New York state, contact a New York car accident lawyer for advice.
What Constitutes a Fender Bender in New York?
Fender benders are typically low-speed collisions that result in minor vehicle damage. In New York State, these incidents can occur anywhere from busy urban intersections to quiet rural roads. While often considered insignificant, even minor accidents can have unforeseen consequences.
New York State’s traffic laws and insurance regulations require proper documentation of all accidents, regardless of their apparent severity. This documentation serves as vital protection for everyone involved, ensuring that any future issues related to the incident can be addressed fairly and legally.
You may be tempted to handle a fender bender privately, or the other driver may try to push you into doing so. However, this can lead to complications later on. It’s always best to call the NYPD after a fender bender in New York.
Have You Been Injured In An Accident? Contact Morelli Law
877-751-9800New York State Law and Accident Reporting
New York State law requires drivers to report any accident resulting in injury, death, or property damage exceeding $1,000. This law applies throughout the state. It’s often difficult to accurately estimate damage costs at the scene, particularly with modern vehicles that may have hidden damage to complex components.
Failing to report an accident could get you punished. Penalties may include fines, license suspension, and, in some cases, criminal charges. By calling the police, you can get your side of the story down on paper, stay out of legal trouble, and protect yourself if the other driver reports a different story.
If you have any kind of injury, no matter how minor, you should report it to the police. If you have a bruise, a cut, or even a headache, it’s better to call. It’s better to make a report now than get accused of not making one later.
The Role of Police in Fender Benders
Police officers are trained to look for hazards and injuries that aren’t immediately visible and call for help if need be. This is particularly important in rural areas of New York, where emergency medical services might have longer response times.
Moreover, in areas with high traffic volumes, such as along the New York State Thruway or in suburban centers, police can help manage traffic flow around the accident scene, reducing the risk of secondary collisions.
They also create an official accident report for legal purposes. This report serves as an unbiased account of the incident that insurers and lawyers will use to understand what happened.
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877-751-9800Insurance Implications With Fender Benders in New York State
New York operates under a no-fault insurance system, meaning that regardless of who caused the accident, each driver’s insurance company pays for their medical expenses and lost wages. However, property damage claims are still based on fault.
Insurance companies require a police report when processing claims, even for minor accidents. Therefore, if you want to get paid, you should call the police in New York after a fender bender.
A detailed police report can help prevent disputes between you, the insurers, and the other driver if their story differs from yours. Without a crash report, you may not be able to get fair compensation, and your case may take much longer to process.
Long-Term Considerations After a Fender Bender
The aftermath of a fender bender can extend well beyond the day of the incident. Unexpected issues of your wreck may arise weeks or even months later. This could include late-appearing vehicle damage or delayed onset of injuries.
If the other party decides to take legal action against you, a police report can stand front and center in your defense. It provides an objective account of the incident, which can be invaluable in legal proceedings anywhere in New York State.
Most fender benders will not have delayed injuries or a lawsuit far in the future, but it doesn’t hurt to protect yourself. Making a police report isn’t just for complying with the law. It’s also a form of proof and protection.
Protect Yourself Across New York State
Calling the police after a fender bender in New York State ensures that you have an official record of the incident and protects you from legal consequences. These wrecks sometimes lead to unexpected complications with insurers or lawsuits, so make sure you’re prepared.
Whether you’ve been in a fender bender or worse accident, our firm is ready to help you get the most from your case. Contact Morelli Law Firm today to learn more about us and get legal advice.
Call or text 877-751-9800 or complete a Free Case Evaluation form