Concrete mixing trucks have a brief window of time to deliver their concrete before it hardens. This can make some drivers take reckless action to make it on time, and that can put you at risk. If you’re hit by a concrete truck, contact Morelli Law’s Cape Girardeau truck accident lawyers for help.
We know the dangers of these vehicles and know how you can get the most from your insurance claim or lawsuit. Concrete trucks carry higher insurance policies than passenger vehicles, and your damages may need every penny out of those policies to make you whole again.
How Do Concrete Truck Accidents Differ From Car Accidents?
The first difference is the vehicle. Concrete trucks can weigh over 60,000 pounds, far more than a passenger vehicle. This means they hit with greater force and cause injuries that are more severe. You may face significant medical bills, lost wages, pain and suffering, and more.
The second difference is the insurance policies. You will have at least three insurance policies you can use to file a claim, your own, the driver’s, and the driver’s employer. This means more opportunities for compensation, which will make it easier to get the full value of your claim.
Finally, the value of policies for concrete truck drivers is much higher than for passenger vehicles. Therefore, you can get significant compensation for what happened to you if we can prove the concrete truck driver was at fault for your accident.
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What To Do After a Concrete Truck Accident
If it’s possible, try to do the following things after your concrete truck accident. They’ll help you build your case and protect your compensation:
- File a report with the police. You can do this after the fact if you’ve been severely injured.
- See a doctor as soon as possible after your crash, preferably within 24 hours.
- Take photos of the accident scene, your injuries, the vehicles, and any damage.
- Call your insurer to report you’ve been in an accident. Stick to the facts and do not speculate.
- Do not talk about your case on social media.
- Contact Morelli Law to hire a Cape Girardeau concrete truck accident lawyer to handle your insurance claim or lawsuit.
These will create an official report of what happened, reveal who broke any traffic laws, document your injuries for your claim, and protect you from revealing information that could be used against you in your accident claim.
Cape Girardeau Concrete Truck Accident Lawyer Near Me877-751-9800
How Much Could I Get From My Accident Claim?
There is no such thing as an average accident settlement because every accident is unique. However, most accidents with commercial vehicles pay more than other car accidents because of the reasons we discussed before.
The key to maximizing how much you get from your accident claim is working with a lawyer. You may be eligible for far more compensation than you expect, and certainly more than what the insurance companies may try to offer you.
Our team knows how to find the evidence needed to get every penny you deserve from your claim, including things you may not know you could ask for in your claim. You cannot get more money once you accept a settlement offer, so make sure you’re getting all that you deserve by working with us.
Can I File a Wrongful Death Claim?
A wrongful death claim allows the survivors of a deceased person to sue on their behalf. In order to succeed, the decedent must have been able to sue had they survived, so you still need a lawyer to prove negligence in the accident.
Missouri uses a tiered system to decide who can bring forth a wrongful death claim. Those in higher tiers have priority over those in lower tiers. The tiers are:
- Surviving spouse, children, descendants of deceased children, and the parents, in that order.
- The deceased’s siblings and their descendants.
- A court-appointed plaintiff ad litem.
Families can use the compensation from a wrongful death claim to cover final expenses and to cushion the shock of losing someone’s income, guidance, and spousal support. Missouri does not allow compensation for grief or bereavement.
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What Should I Do if I’m Offered a Settlement?
An insurance adjuster may approach you from the concrete truck company asking questions or offering a quick truck accident settlement. If you have a lawyer, tell them you have one and give them their contact information. They will be forced to leave you alone and work with them.
If you don’t have a lawyer, you must be very careful. The insurers want to settle your claim for as little as possible. If they can deny you compensation completely, they will. They can use anything you say against you.
Don’t trust their settlement offer either, even if it looks substantial. Do not sign or agree to anything offered by an insurance agent before speaking with a concrete truck accident lawyer in Cape Girardeau first. We can tell you if the offer is fair or not.
When Should I Contact a Lawyer?
After any vehicle accident, there are four people to call. First, call the police to report the accident. Then call a doctor to get treatment for your injuries. These calls also create evidence you’ll need for your claim or lawsuit.
Then it’s time to call a Cape Girardeau concrete truck accident attorney for advice on your claim. They can give you guidance on what to do next and help you with the last call, the call to your insurer to report the accident. This is necessary to stay covered.
The sooner you handle these calls, the better. Delay makes it harder to win your claim, and could leave you vulnerable to claims from the other side that say you were at fault for the accident.
Call Morelli Law for Help After Your Concrete Truck Accident
Morelli Law is ready to assist you if a concrete truck has hit you. We can help you sue the driver and their employer for your injuries, pain and suffering, lost wages, and more. Find out your legal options by calling or emailing us for a free consultation.
Morelli Law works on contingency, so you will owe us nothing unless you receive compensation. Without a lawyer’s help, you put yourself at risk of getting taken advantage of by the insurance companies. Make sure you come out on top by working with a Cape Girardeau concrete truck accident lawyer now.