The use of ridesharing services has become a regular part of the way people move around today. Although ridesharing vehicles are a regular part of traffic on Long Island, the aftermath of a ridesharing accident can be vastly different from the aftermath of an accident between two privately-owned vehicles.
On your own, it can be difficult to determine which potential at-fault party or insurance provider to hold liable. If you or someone you love was injured in a ridesharing accident, you might have the basis of a personal injury claim. A Long Island ridesharing accident lawyer may be able to help you sort out where to assign liability.
While you focus on the physical recovery that might be required after a ridesharing accident, our team can help you navigate the unique perspectives of a claim. Contact Morelli Law Firm by calling (212) 751-9800 when you are ready to start building a claim for financial compensation.
You Might Be Eligible to File a Ridesharing Compensation Claim
Getting compensation from an at-fault ridesharing driver, their insurance company, or the ridesharing company’s insurance company may rely on your ability to prove the legal elements of negligence. The elements that help determine negligence and fault include:
- The at-fault driver’s duty of ordinary care
- The at-fault driver’s neglect of that duty
- The cause of your injuries
- The subsequent cost of your injuries
Make sure your legal team knows the circumstances of the accident and how to contact any witnesses. Witnesses of the ridesharing accident might have different perspectives that add to the proof of the at-fault driver’s negligence. Our legal team may work on building your evidence claim and on ensuring it is filed on time.
Do Not Wait to Start Building Your Case
Like every car accident case, filing a lawsuit for a ridesharing accident is limited by the state’s timeline. The statute of limitations in New York generally limits you to three years to file a personal injury lawsuit, according to New York Civil Practice Law & Rules (CVP) §214. Given adequate notice, our personal injury team might be able to help ensure your case is filed in time to meet the statute of limitations.
While supporting your ability to file a ridesharing accident lawsuit on time, we may also help build your case by assembling a case file consisting of:
- Medical records, reports, and referrals
- Salary history and other proof of income
- Vehicle repair bills and value estimates
- Crash report and witness statements
Building your case may help us prove the cause of the accident, the at-fault driver’s negligence, and your right to financial compensation. Provide us with any additional evidence that might support your compensation claim.
Long Island Ridesharing Accident Lawyer Near Me 877-751-9800
Ridesharing Company Insurance
It can be difficult to sort out what comes next after a collision involving a ridesharing vehicle. You might be involved as a:
- Driver or passenger in another vehicle
- A passenger in the ridesharing vehicle
- Bicyclist, motorcyclist, or pedestrian
When you need help determining what to do after a ridesharing accident, contact the legal team at Morelli Law Firm by calling (212) 751-9800. A Long Island ridesharing accident lawyer might be able to help you understand whether to pursue the at-fault driver’s private insurance company or the ridesharing company’s insurance company. We might also help you understand the coverage options each ridesharing company provides.
Uber has insurance policies that protect its passengers and drivers with varying amounts of coverage according to the driver’s activities at the time of the accident. When an Uber driver is not on the app, his personal insurance is in effect for any accident he is involved in.
Uber’s third-party liability coverage covers a driver who is signed into the app and waiting for a ride request if their personal insurance does not accept responsibility. It provides $50,000 in bodily injury per person, $100,000 per accident, and $25,000 in property damage per accident.
A driver who is on the way to, or transporting, a passenger might be covered by Uber’s $1,000,000 third-party liability coverage, uninsured or underinsured motorist bodily injury coverage, or contingent comprehensive and collision coverage.
When a Lyft driver is not signed into the app, his own insurance policy may cover the cost of any accidents. Lyft offers the following coverage amounts if the driver’s personal insurance does not apply and they are logged into the app and waiting for a passenger to request a ride:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 per accident for property damage
If the driver is on the way to a passenger or actively transporting one, Lyft coverage may provide $1,000,000 for 3rd-party liability, uninsured or underinsured motorist bodily injury protection, and contingent comprehensive and collision coverage after paying a $2,500 deductible.
Insurance May Cover These Accident-Related Damages
To steer settlement negotiations, our team may start by conducting an accurate evaluation of your accident-related expenses. The at-fault party may be responsible for:
- Accident-related medical expenses
- Accident-related income loss
- Physical pain and suffering
- Mental and emotional anguish
- Property damage or destruction
Your legal team may help you compile the proof you need to support each expense or loss. We will also work hard to make sure your claim is not inaccurately valued.
Put Our Team to Work on Your Compensation Claim
If you were involved in an accident involving an Uber or Lyft ridesharing vehicle that led to injuries and property damage, a lawyer might be able to help you get financial compensation. Find out how a Long Island ridesharing accident lawyer might be able to help you identify the right steps to take toward monetary recovery. Reach out to Morelli Law Firm by calling (212) 751-9800 today.